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(1) Where the contract is to insure the subject-matter at and from, or
from one place to another or others, the policy is called a "voyage policy", and, where the contract is to
insure the subject-matter for a definite period of time, the policy is called a "time policy". A contract for
both voyage and time may be included in the same policy.
(2) A time policy which is made for any time exceeding twelve months is invalid.
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