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(1) Any person who intends to
submit financial information to the information utility or access the information from the information
utility shall pay such fee and submit information in such form and manner as may be specified by
regulations.
(2) A financial creditor shall submit financial information and information relating to assets in
relation to which any security interest has been created, in such form and manner as may be specified by
regulations.
(3) An operational creditor may submit financial information to the information utility in such form
and manner as may be specified.
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