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Nothing in section 20 shall apply to investments made before this Act comes into
force, or shall be deemed to preclude an investment on a mortgage of immoveable property already
pledged as security for an advance under the Land Improvement Act, 18711, or, in case the trustmoney does not exceed three thousand rupees, a deposit thereof in a Government Savings Bank.
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1 See now the Land Improvement Loans Act, 1883 (19 of 1883).