• AUDITORS

  • 13
     Powers and duties of auditors
  • FUNCTIONS OF CREDIT INFORMATION COMPANIES

  • 14
     Functions of a credit information company
  • 15
     Credit institution to be member of a credit information company
  • 16
     Failure to become a member of a credit information company
  • 17
     Collection and furnishing of credit information
  • 18
     Settlement of dispute
  • INFORMATION PRIVACY PRINCIPLES AND FURNISHING OF CREDIT INFORMATION

  • 19
     Accuracy and security of credit information
  • 20
     Privacy principles
  • 21
     Alteration of credit information files and credit reports
  • 22
     Unauthorised access to credit information
  • OFFENCES AND PENALTIES

  • 23
     Offences and penalties
  • 24
     Cognizance of offences
  • 25
     Power of Reserve Bank to impose penalty
  • 26
     Application of fines
  • MISCELLANEOUS

  • 27
     Power of Reserve Bank to specify maximum amount of fees
  • 28
     Disclosure of information before any court or tribunal or authority
  • 29
     Obligations as to fidelity and secrecy
  • 30
     Protection of action taken in good faith
  • 31
     Bar of jurisdiction
  • 32
     Power of Reserve Bank to exempt in certain cases
  • 33
     Application of other laws not barred
  • 34
     Amendment of certain enactments
  • 35
     Removal of difficulties
  • 36
     Power to make rules
  • 37
     Power of Reserve Bank to make regulations THE SCHEDULE